Contracting the surface which has the droplets from those people got coronavirus, that is possible to get the virus. Thus, stop the virus spreading, in Australia, a lot of shops are prefer to use Contactless payment. As a result, Contactless payment became the mainstream payment now. I think I only used cash only once per week during the six weeks. So, I do not need to get the money from ATM for weeks. I feel Australia became cashless. I like electronic payments. Firstly, I can track my expenses quickly, and I need to get the records from my bank. Moreover, I prefer to bring a card rather than a pocket of coins. Lastly, cards are cleaner than coins and notes.

If you bought a domain and you do not want to buy a web host for doing your email service or you are doing a service which is only providing website hosting wihout email service such as shopify, then the simplest solution is email forwarding service. Recently, I found a free one ImprovMX. They are free to up 5 domain and 10 alias. You only need to point MX record to their server and put TXT record with a random string to verify the ownership of the domain name. That is very easy to use!

I have used Microsoft teams got about two years. It can blur my background. That is very good. Their rival, Zoom, can change the background into your own image. That sounds much better. That is very useful, even the background is blurred, but the teammates still can see my room is quite messy. That is better to be completely changed to another image.
But today, I used Teams as my daily routine. It got a new feature. I can change my background now. However, I still cannot find a way to use my image as the background. You can choose from their preset collections of the photo. Well, there are a lot of choices, such as Mindcraft, Office Room, Space station, etc.
In the end, I love this new feature!

I have used Microsoft teams got about two years. It can blur my background. That is very good. Their rival, Zoom, can change the background into your own image. That sounds much better. That is very useful, even the background is blurred, but the teammates still can see my room is quite messy. That is better to be completely changed to another image.
But today, I used Teams as my daily routine. It got a new feature. I can change my background now. However, I still cannot find a way to use my image as the background. You can choose from their preset collections of the photo. Well, there are a lot of choices, such as Mindcraft, Office Room, Space station, etc.
In the end, I love this new feature!

During late last year, there are some neo banks(i.e., virtual banks), such as UP, Xinja, and 84600. These kinds of banks are not any physical branches. Moreover, they are mainly focused on Mobile App. Even you can open your account online too. You just need to enter your Medicare card or driver's license. They can verify your ID. That is very good.
Recently, I opened a virtual bank account. Firstly, that is rarely for me to go to a physical bank. Mainly, I used their online banking. For us, that is no different from a virtual bank. Besides, even the virtual banks are still bank, they still have protection from the Australian Government's Financial Claims Scheme. Their deposits are guaranteed up to $250,000 per customer. So, I opened an account in there. Opening an account is very simple. In the traditional banks, some times, the customers need to make an appointment to open an account. But opening an account in a virtual bank did everything in the mobile app, enter my name, mobile number, and email. Verify my ID with a medicare card and enter the tax number. Also, I think their app is straightforward to use, and they support PayID, Osko(instant bank transfer), Apple Pay, and Google Pay. Even I can pull my account balance from my other bank on the mobile. That is very good. I can have a consolidation view of my money. Also, they have not a physical bank, but they are very good at support too. I phoned their support a few numbers. The staff is very friendly and helpful.
Lastly, because these banks are small and new now, they are more keen to attract customers than the traditional banks, their saving interest rates normally, at least 0.25% higher.